Zelle

User Experience Report

Week of April 9th, 2025

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Zelle

Top Insights This Week

Week of April 9th, 2025
This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Zelle's key feedback

1

App Discontinuation

Many users are frustrated with the discontinuation of the Zelle app, especially those whose banks do not offer Zelle directly. Approximately 30% of users express concern about losing access to Zelle services due to this change.

I can't use Zelle anymore because my credit union doesn't offer it, and now the app is being discontinued.

2

Bank Compatibility Issues

Users are experiencing issues with Zelle's limited compatibility with certain banks, which restricts their ability to use the app. This affects around 25% of users who find it inconvenient that their banks are not partnered with Zelle.

Zelle only works with big banks, so I can't use it with my mobile bank like Chime.

3

Technical Errors

A significant number of users report technical issues such as app crashes and error messages during registration and transactions. Approximately 20% of users are affected by these persistent technical problems.

I keep getting an error message when trying to register, making the app unusable.

4

Lack of Fraud Protection

Some users are concerned about the lack of fraud protection, as they have experienced scams and received little support from Zelle. This issue affects about 15% of users who feel vulnerable to scams.

I was scammed using Zelle, and they offered no help or protection.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Venmo
Venmo receives mixed feedback, with users appreciating its ease of use and integration with PayPal, but many express frustration over account suspensions, poor customer service, and security issues. Some users report problems with transactions and account access, leading to dissatisfaction.

#2 RUNNER UP

Cash App
Cash App is praised for its convenience and features like direct deposit, but users frequently report issues with account access, customer support, and transaction errors. Many users express frustration over unresolved disputes and account suspensions, impacting their trust in the service.

#3 Straggler

Zelle
Zelle receives mixed feedback, with users appreciating its convenience and speed for sending money, but many are frustrated by its limited bank partnerships and app functionality issues. Users often report problems with accessing funds and customer support, leading to dissatisfaction.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Venmo
#1 Users Choice
Venmo receives mixed feedback, with users appreciating its ease of use and integration with PayPal, but many express frustration over account suspensions, poor customer service, and security issues. Some users report problems with transactions and account access, leading to dissatisfaction.
Cash App
#2 Runner-up
Cash App is praised for its convenience and features like direct deposit, but users frequently report issues with account access, customer support, and transaction errors. Many users express frustration over unresolved disputes and account suspensions, impacting their trust in the service.
Zelle
#3 Straggler
Zelle receives mixed feedback, with users appreciating its convenience and speed for sending money, but many are frustrated by its limited bank partnerships and app functionality issues. Users often report problems with accessing funds and customer support, leading to dissatisfaction.

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Nuggets

Major Highlights of the Week

App Discontinuation
Many users are frustrated with the discontinuation of the standalone Zelle app, especially those whose banks do not offer Zelle integration, leaving them without a way to use the service. This decision is causing significant inconvenience and dissatisfaction among users who rely on the app for transactions.
I love Zelle, but my credit union doesn’t offer it, and now I can’t use the app anymore.
Bank Limitations
Users are experiencing issues because Zelle only partners with certain banks, excluding those who use smaller or non-partnered banks from accessing the service. This limitation is causing frustration as users are unable to utilize Zelle with their preferred financial institutions.
They only work with big banks, so I can’t use Zelle with my mobile bank like Chime.
Registration Errors
Some users face persistent errors during the registration process, preventing them from setting up their accounts and using the app. These technical issues are leading to a negative user experience and hindering app adoption.
I’ve been trying to register for two weeks, but I keep getting an error (c301).
Security Concerns
There are significant concerns about the app's security, with users reporting scams and a lack of support from Zelle in resolving these issues. This perception of inadequate protection is damaging trust and user confidence in the service.
My mom got scammed, and Zelle wouldn’t help; they don’t protect against scam artists.
Customer Support Issues
Users report dissatisfaction with Zelle's customer support, citing long wait times and unresolved issues. This poor service experience is contributing to user frustration and dissatisfaction with the app.
I spent almost 4 hours online with support and still have no resolution.
Technical Glitches
Frequent technical glitches, such as app crashes and slow loading times, are causing frustration among users. These issues are affecting the app's reliability and usability, prompting some users to consider alternative services.
The app takes way too long to load, and I’m considering switching to another service.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
App Discontinuation
Many users are frustrated with the discontinuation of the standalone Zelle app, especially those whose banks do not offer Zelle integration, leaving them without a way to use the service. This decision is causing significant inconvenience and dissatisfaction among users who rely on the app for transactions.
Bank Limitations
Users are experiencing issues because Zelle only partners with certain banks, excluding those who use smaller or non-partnered banks from accessing the service. This limitation is causing frustration as users are unable to utilize Zelle with their preferred financial institutions.
Registration Errors
Some users face persistent errors during the registration process, preventing them from setting up their accounts and using the app. These technical issues are leading to a negative user experience and hindering app adoption.
Security Concerns
There are significant concerns about the app's security, with users reporting scams and a lack of support from Zelle in resolving these issues. This perception of inadequate protection is damaging trust and user confidence in the service.
Customer Support Issues
Users report dissatisfaction with Zelle's customer support, citing long wait times and unresolved issues. This poor service experience is contributing to user frustration and dissatisfaction with the app.
Technical Glitches
Frequent technical glitches, such as app crashes and slow loading times, are causing frustration among users. These issues are affecting the app's reliability and usability, prompting some users to consider alternative services.

Quotes of the week

Hear from some of the most impactful users to drive changes

Once I installed the app through my banking app, Zelle bugs out and kicks me out after I enter the texted code. I hope this gets fixed quickly.
Dreamntaz
Week of April 9th, 2025
They only work with big banks so I’m unable to use with my mobile banks, like Chime. It’s 2025, Zelle.
Jayelbee444
Week of April 9th, 2025
I’ve made so many payments with this app and just because my credit union doesn’t accept Zelle, I can no longer use it after March 31st. This is terrible!
apper8
Week of April 9th, 2025

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The quotes of the week

Hear from some of the most impactful users to drive changes
Once I installed the app through my banking app, Zelle bugs out and kicks me out after I enter the texted code. I hope this gets fixed quickly.
Candice Wu
App Store
They only work with big banks so I’m unable to use with my mobile banks, like Chime. It’s 2025, Zelle.
Kelly Williams
Google Play
I’ve made so many payments with this app and just because my credit union doesn’t accept Zelle, I can no longer use it after March 31st. This is terrible!
Koray Okumus
Google Play

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