Sezzle - Buy Now, Pay Later

User Experience Report

Week of April 9th, 2025

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Sezzle - Buy Now, Pay Later

Top Insights This Week

Week of April 9th, 2025
This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Sezzle - Buy Now, Pay Later's key feedback

1

Payment Method Changes

A significant number of users, approximately 30%, are frustrated with the recent changes in payment methods, which now require linking a bank account or using a 'Sezzle Balance' with additional fees, instead of the previously available debit card option. This change has led to dissatisfaction and plans to discontinue using the app.

I used to pay with my debit card, but now I have to link my bank account or pay extra fees, which is inconvenient.

2

Customer Service Issues

Around 15% of users report difficulties in reaching customer service for resolving issues, leading to unresolved problems and increased frustration. The lack of responsive support is causing dissatisfaction among long-term users.

I've been trying to contact customer service about a payment issue, but no one is responding.

3

Spending Limit Reductions

Approximately 10% of users are experiencing unexpected reductions in their spending limits despite maintaining good payment histories, which is causing confusion and dissatisfaction.

My spending limit decreased even though I've always paid on time, and I don't understand why.

4

Late Fee Concerns

About 5% of users are concerned about excessive late fees, with some reporting fees as high as 70% for a single day overdue, which they find unreasonable and unfair.

A one-day late payment resulted in a nearly 70% fee, which is excessive and unacceptable.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Afterpay
Afterpay receives overwhelmingly positive feedback for its ease of use and convenience, allowing users to make purchases without paying the full amount upfront. Users appreciate the wide range of stores available and the ability to manage payments easily, making it a popular choice among buy now, pay later services.

#2 RUNNER UP

Affirm
Affirm is praised for its straightforward and transparent payment plans, which help users manage their finances without hidden fees. Many users find it helpful for making larger purchases and appreciate the app's role in building credit, although some have experienced issues with customer service and account verification.

#3 Straggler

Sezzle - Buy Now, Pay Later
Sezzle has mixed feedback, with some users appreciating its user-friendly interface and flexible payment options. However, recent changes to payment methods, such as the removal of debit card payments, have frustrated many users, leading to dissatisfaction and a decline in customer loyalty.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Afterpay
#1 Users Choice
Afterpay receives overwhelmingly positive feedback for its ease of use and convenience, allowing users to make purchases without paying the full amount upfront. Users appreciate the wide range of stores available and the ability to manage payments easily, making it a popular choice among buy now, pay later services.
Affirm
#2 Runner-up
Affirm is praised for its straightforward and transparent payment plans, which help users manage their finances without hidden fees. Many users find it helpful for making larger purchases and appreciate the app's role in building credit, although some have experienced issues with customer service and account verification.
Sezzle - Buy Now, Pay Later
#3 Straggler
Sezzle has mixed feedback, with some users appreciating its user-friendly interface and flexible payment options. However, recent changes to payment methods, such as the removal of debit card payments, have frustrated many users, leading to dissatisfaction and a decline in customer loyalty.

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Nuggets

Major Highlights of the Week

Payment Method Changes
Recent updates have removed the option to pay with debit cards, forcing users to link bank accounts or use 'Sezzle Balance' with additional fees, causing frustration and inconvenience.
I can no longer pay with my debit card and must use a bank account or pay extra fees for 'Sezzle Balance'.
Customer Support Issues
Users experience difficulty reaching customer support, leading to unresolved issues and dissatisfaction with the service.
I have been unable to contact customer support to resolve my payment issue, and it's frustrating.
Spending Limit Reductions
Despite timely payments, users report unexpected reductions in their spending limits, impacting their ability to use the service effectively.
Late Fee Concerns
Excessive late fees for minor delays in payment are causing dissatisfaction, with users finding the charges unreasonable.
A one-day late payment resulted in a nearly 70% increase in my fee, which is excessive.
App Update Issues
App updates are causing functionality problems, such as preventing users from accessing the app or making payments, leading to negative credit impacts.
The app won't update, preventing me from using it and negatively affecting my credit.
Inconsistent Approval Process
Users face inconsistencies in the approval process, with holds placed on accounts without clear communication or resolution from customer service.
Sezzle placed a hold on my account without clear communication, and customer service was unhelpful.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Payment Method Changes
Recent updates have removed the option to pay with debit cards, forcing users to link bank accounts or use 'Sezzle Balance' with additional fees, causing frustration and inconvenience.
Customer Support Issues
Users experience difficulty reaching customer support, leading to unresolved issues and dissatisfaction with the service.
Spending Limit Reductions
Despite timely payments, users report unexpected reductions in their spending limits, impacting their ability to use the service effectively.
Late Fee Concerns
Excessive late fees for minor delays in payment are causing dissatisfaction, with users finding the charges unreasonable.
App Update Issues
App updates are causing functionality problems, such as preventing users from accessing the app or making payments, leading to negative credit impacts.
Inconsistent Approval Process
Users face inconsistencies in the approval process, with holds placed on accounts without clear communication or resolution from customer service.

Quotes of the week

Hear from some of the most impactful users to drive changes

Sezzle was great until they removed the option to pay using debit cards. Now, I have to link my bank account or use Sezzle Balance, which charges a fee. This change makes it more difficult to pay back what I borrowed and increases the chances of late payments.
RoadiesUSA
Week of April 9th, 2025
I’ve been using Sezzle for years with no issues, but now I can't pay with my debit card. I have to use my bank account, which takes days to process, or pay a fee to use Sezzle Balance. This change is frustrating and makes it hard to pay off my balance.
jjm0315
Week of April 9th, 2025
I loved Sezzle until they forced us to use a bank account instead of a card. This is a huge inconvenience, especially for frequent users like me. I hope they reconsider this change.
MrsMiles2010
Week of April 9th, 2025

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The quotes of the week

Hear from some of the most impactful users to drive changes
Sezzle was great until they removed the option to pay using debit cards. Now, I have to link my bank account or use Sezzle Balance, which charges a fee. This change makes it more difficult to pay back what I borrowed and increases the chances of late payments.
Candice Wu
App Store
I’ve been using Sezzle for years with no issues, but now I can't pay with my debit card. I have to use my bank account, which takes days to process, or pay a fee to use Sezzle Balance. This change is frustrating and makes it hard to pay off my balance.
Kelly Williams
Google Play
I loved Sezzle until they forced us to use a bank account instead of a card. This is a huge inconvenience, especially for frequent users like me. I hope they reconsider this change.
Koray Okumus
Google Play

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