Many users report problems with YNAB's bank connection feature, which often fails to sync transactions or requires frequent reauthorization. This issue affects approximately 20% of users, leading to frustration as it undermines the app's core functionality of automatic transaction imports.

The app constantly disconnects from my bank, making it hard to keep my budget updated.

The app's interface is often described as unintuitive and overly complex, especially for new users. This complexity can deter users from effectively managing their budgets, with an estimated 15% of users expressing difficulty in navigating the app.

I find the app confusing and hard to use, with too many steps to complete simple tasks.

A significant number of users are concerned about the high subscription cost of YNAB, which they feel is not justified by the features offered. Approximately 10% of users mention that the cost is prohibitive, especially for those already struggling financially.

The app is too expensive for a budgeting tool, especially when there are free alternatives available.

Users frequently mention confusion with how YNAB handles credit card payments, finding the process cumbersome and not intuitive. This issue affects around 12% of users, who feel that managing credit card transactions should be more straightforward.

The way credit card payments are handled is confusing and takes too much time to manage.